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and get 3 free months

FINOM is the only financial service that combines a banking business account, invoicing, and accounting software integration

Invoicing service with the finance management features on your smartphone

  • Invoicing

    • 60 sec to create an invoice and send it to the client with:
    • Automatic payment reminders to your customer
  • Accounting

    • Full or limited safe access for your accountant
    • Integrations with DATEV Online, sevDesk, FastBill, Sorted, and more
  • Reconciliation

    • Connect your business or personal bank account to FINOM
    • See all your transactions in FINOM dashboard
    • Auto connection invoices with banking payments

Get even more opportunities with FINOM banking business account

  • Banking account

    • Web & App
    • Invite your team to access you account safely
    • Support reaction less than 5 min
  • Cards

    • Free plastic and virtual cards
    • The highest 2,3% Cashback on the market
    • Customize virtual card limits for different employees
    • Easily pay anywhere using
  • Analytics

    • Сurrent and future cashflow in smart dashboard
    • Expenses reports by category
    • No cash gaps: Invoices match automatically to payments

Invoicing services for free

Open account

Experience key benefits, relevant
to your business

  • For freelancer or self-starter

    • € 0 tariff plan
    • All the necessary online banking functions
    • Free cards
    • Cashback up to 3% for all expences
    • Simple invoicing
  • For business with employees

    • Safe access for employees and accountant
    • Reconciliation
    • Money collection tools
    • Analytic data reports
    • Accounting software integrations
  • If company is under registration

    • Credit your account with authorised funds
    • Get statements
    • Complete registration of your legal entity GmbH i.G, or UG i.G.

Stop overpaying banks

We want to prove we are the best for your company!
Open business account or try invoicing services with FINOM.
Please enjoy 1 month free* for all our extended options!

Invoicing only
All-in-one
  • Invoicing Solo

    € 0/mo
    Free
    Sign up now
    • Maximum users

      1
    • Multi-Banking. Connected banks

    • Manual reconciliation of invoices and receipts

    • Invoices statuses tracking

    • Customisation of invoice templates

    • Support (SLA < 30 minutes)

  • Invoicing Start

    € 4.99/mo
    € 6.99/mo

    excl. VAT

    billed annually, you save € 24

    Sign up now
    • Maximum users

      3
    • Multi-Banking. Connected banks

    • Manual reconciliation of invoices and receipts

    • Invoices statuses tracking

    • Customisation of invoice templates

    • Support (SLA < 30 minutes)

  • Solo

    € 0/mo
    Free
    Open account
    • Maximum users

      1
    • Wallets

      1
    • Plastic cards included (1 per user)

      1
    • Virtual cards included (max 10 per user)

      1
    • Withdrawal limits

      € 10,000
    • In/Out SEPA transfers

      50
    • Mobile App (iOS & Android)

  • Start

    € 14.99/mo
    € 21.41/mo

    excl. VAT

    billed annually, you save € 77

    Open account

    and get 1 months free*

    • Maximum users

      3
    • Wallets

      2
    • Plastic cards included (1 per user)

      2
    • Virtual cards included (max 10 per user)

      2
    • Withdrawal limits

      € 10,000
    • In/Out SEPA transfers

      100
    • Mobile App (iOS & Android)

  • Corporate

    € 129.99/mo
    € 185.70/mo

    excl. VAT

    billed annually, you save € 668

    Open account

    and get 1 months free*

    • Maximum users

    • Wallets

      4
    • Plastic cards included (1 per user)

      20
    • Virtual cards included (max 10 per user)

      50
    • Withdrawal limits

      € 10,000
    • In/Out SEPA transfers

    • Mobile App (iOS & Android)

Pay annually Pay monthly

What you get with FINOM

  • Automatic reconciliation of invoices and receipts
  • Secure cloud storage
  • Payment auto-reminders for customers
  • Accountant access
  • Free iPhone and Android Apps
  • Smart filters and reports
  • Free high-speed support

*The offer is limited in time and subject to terms and conditions

What our clients say about us

Get fast and professional support from our Customer Care team!

  • Our service provided in:
    german english
  • 92% of customers rated our service with
    5 stars
  • Available Mon - Fri 9am - 6pm CET

We respond:

  • 1 min

    via chat

  • 10 min

    via email

or contact us on e-mail:
[email protected]

About us

  • We are a team of successful, modern, serial entrepreneurs with vast experience in creating IT solutions. We entered banking to become technological challengers.

    Eric Sohl

    Head of business in Germany

    7 years in e-commerce and tech partnerships, business development, operations, and product. Previously, the co-founder of an online baby store and an independent music label. Lives in Hamburg, Germany

  • That’s why we’ve set up FINOM – a digital solution that helps you create, send and store invoices and electronic invoices. We wanted to build a place where you can grow your business and make money but not waste your time.

    Alena Valovaya

    Co-founder

    4 years in fintech. 13 years in HR, 3 years in Marketing. Сonducts independent coaching with European ECF certification. Lives in Amsterdam, the Netherlands.

  • Our goal is to simplify the life of those who provide for half the Europe.

    Thomas Finan

    Co-founder

    10+ years managing Customer service teams in a variety of business including fintech and travel. Extensive experience working with entrepreneurs. Lives in London, United Kingdom.

  • We're using FINOM every day ourselves because we believe that we deserve the best. We're improving FINOM every day based on what entrepreneurs wish and desire. And of course, we're going to build more services for those like us. For those whom “enough” is not enough.

    Ivo Dimitrov

    Co-founder

    6+ years in fintech. Entrepreneur: mobile app with marketplace of tatoo artists, online services for startup founders. Berlin, Germany.

About us

Eric Sohl

Head of business in Germany

7 years in e-commerce and tech partnerships, business development, operations, and product. Previously, the co-founder of an online baby store and an independent music label. Lives in Hamburg, Germany

We are a team of successful, modern, serial entrepreneurs with vast experience in creating IT solutions. We entered banking to become technological challengers.

About us

Alena Valovaya

Co-founder

4 years in fintech. 13 years in HR, 3 years in Marketing. Сonducts independent coaching with European ECF certification. Lives in Amsterdam, the Netherlands.

That’s why we’ve set up FINOM – a digital solution that helps you create, send and store invoices and electronic invoices. We wanted to build a place where you can grow your business and make money but not waste your time.

About us

Thomas Finan

Co-founder

10+ years managing Customer service teams in a variety of business including fintech and travel. Extensive experience working with entrepreneurs. Lives in London, United Kingdom.

Our goal is to simplify the life of those who provide for half the Europe.

About us

Ivo Dimitrov

Co-founder

6+ years in fintech. Entrepreneur: mobile app with marketplace of tatoo artists, online services for startup founders. Berlin, Germany.

We're using FINOM every day ourselves because we believe that we deserve the best. We're improving FINOM every day based on what entrepreneurs wish and desire. And of course, we're going to build more services for those like us. For those whom “enough” is not enough.

Eric
Sohl

Alena
Valovaya

Thomas
Finan

Ivo
Dimitrov

Our clients’ funds are guaranteed up to € 100,000 by the European Deposit Guarantee Fund

  • Our servers are protected and hosted in the European Union

    We comply with the 2016 General Data Protection Rules (GDPR)

  • Your data is protected

    All information and registration data are encrypted before being sent to our servers so that no one can intercept them.

    Access to App with password authorization, PIN, fingerprint and face recognition technologies

  • Your money is protected

    Confirm each online card transaction with a unique one-time password.

    Real-time transaction notifications and an instant balance update