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Invoicing service with the finance management features on your smartphone

  • Invoicing

    • 60 sec to create an invoice and send it to the client with:
    • Automatic payment reminders to your customer
  • Accounting

    • Full or limited safe access for your accountant
    • Integrations with DATEV Online, sevDesk, FastBill, Sorted, and more
  • Reconciliation

    • Connect your business or personal bank account to FINOM
    • See all your transactions in FINOM dashboard
    • Auto connection invoices with banking payments

Get even more opportunities with FINOM banking business account

  • Banking account

    • Web & App
    • Invite your team to access you account safely
    • Support reaction less than 5 min
  • Cards

    • Free plastic and virtual cards
    • The highest 2,3% Cashback on the market
    • Customize virtual card limits for different employees
    • Easily pay anywhere using
  • Analytics

    • Сurrent and future cashflow in smart dashboard
    • Expenses reports by category
    • No cash gaps: Invoices match automatically to payments

Invoicing services for free

Open account

Experience key benefits, relevant
to your business

  • For freelancer or self-starter

    • € 0 tariff plan
    • All the necessary online banking functions
    • Free cards
    • Cashback up to 3% for all expenses
    • Simple invoicing
  • For business with employees

    • Safe access for employees and accountant
    • Reconciliation
    • Money collection tools
    • Analytic data reports
    • Accounting software integrations
  • If company is under registration

    • Credit your account with authorised funds
    • Get statements
    • Complete registration of your legal entity GmbH i.G, or UG i.G.

Stop overpaying banks

Start with affordable € 0 plan for freelancers and self-starters. Looking for more?
Enjoy 1 month free trial* for all the other extended plans

Invoicing only
All-in-one
Invoicing Solo
Invoicing Start
Solo
Start
Premium
Corporate
Pay annually Pay monthly

 

 

Maximum users

Multi-banking. Connected banks

Manual reconciliation of invoices and receipts

Invoices statuses tracking

Customisation of invoice templates

Accounting integrations (soon)

Invoicing Solo

€ 0

Maximum users

1

Multi-banking. Connected banks

Manual reconciliation of invoices and receipts

Invoices statuses tracking

Customisation of invoice templates

Accounting integrations (soon)

Invoicing Start

€ 4.99
€ 6.99

/month (excl. VAT) you save € 24

Maximum users

3

Multi-banking. Connected banks

Manual reconciliation of invoices and receipts

Invoices statuses tracking

Customisation of invoice templates

Accounting integrations (soon)

 

 

Cashback

ATM withdrawal limits

Maximum users

Total wallets (Accounts)

Plastic cards included

Virtual cards included

In/Out SEPA transfers

Included in plan

German IBAN

Accounting software integrations
(DATEV, LexOffice, SevDesk and others)

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Premium support by phone or messenger

Solo

€ 0

Cashback

0%

ATM withdrawal limits

€ 10,000

Maximum users

1

Total wallets (Accounts)

1

Plastic cards included

1

Virtual cards included

1

In/Out SEPA transfers

50

German IBAN

Accounting software integrations
(DATEV, LexOffice, SevDesk and others)

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Premium support by phone or messenger

Premium

€ 18
€ 22

/month (excl. VAT) you save € 48

One month free, cancel anytime

Cashback

3%

ATM withdrawal limits

€ 10,000

Maximum users

5

Total wallets (Accounts)

3

Plastic cards included

5

Virtual cards included

5

In/Out SEPA transfers

200

German IBAN

Accounting software integrations
(DATEV, LexOffice, SevDesk and others)

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Premium support by phone or messenger

Corporate

€ 69
€ 89

/month (excl. VAT) you save € 240

One month free, cancel anytime

Cashback

3%

ATM withdrawal limits

€ 10,000

Maximum users

Total wallets (Accounts)

4

Plastic cards included

Virtual cards included

In/Out SEPA transfers

German IBAN

Accounting software integrations
(DATEV, LexOffice, SevDesk and others)

Bank accounts connected through multi-banking

All transactions history in smart dashboards

Real-time notifications

Premium support by phone or messenger

What you get with FINOM

  • Automatic reconciliation of invoices and receipts
  • Secure cloud storage
  • Payment auto-reminders for customers
  • Accountant access
  • Free iPhone and Android Apps
  • Smart filters and reports
  • Free high-speed support

*The offer is limited in time and subject to terms and conditions

All banking services are offered by

What our clients say about us

Get fast and professional premium support from our Customer Care team!

  • Response time less than 1 minute using our in app WhatsApp or Chat
  • Dedicated phone or video support at a time that suits you
  • Request a product demo from one of our specialists
  • Interactive Help Centre available 24 hours
Start WhatsApp

About us

  • We're using FINOM every day ourselves because we believe that we deserve the best. We're improving FINOM every day based on what entrepreneurs wish and desire. And of course, we're going to build more services for those like us. For those whom “enough” is not enough.

    Ivo Dimitrov

    Co-founder

    6+ years in fintech. Entrepreneur: mobile app with marketplace of tatoo artists, online services for startup founders. Berlin, Germany.

  • That’s why we’ve set up FINOM – a digital solution that helps you create, send and store invoices and electronic invoices. We wanted to build a place where you can grow your business and make money but not waste your time.

    Alena Valovaya

    Co-founder

    4 years in fintech. 13 years in HR, 3 years in Marketing. Сonducts independent coaching with European ECF certification. Lives in Amsterdam, the Netherlands.

  • Our goal is to simplify the life of those who provide for half the Europe.

    Thomas Finan

    Co-founder

    10+ years managing Customer service teams in a variety of business including fintech and travel. Extensive experience working with entrepreneurs. Lives in London, United Kingdom.

  • We are a team of successful, modern, serial entrepreneurs with vast experience in creating IT solutions. We entered banking to become technological challengers.

    Sergey Petrov

    Co-founder

    14 years in fintech and finance. Entrepreneur: online store of digital devices, bakery. Amsterdam, the Netherlands.

About us

Ivo Dimitrov

Co-founder

6+ years in fintech. Entrepreneur: mobile app with marketplace of tatoo artists, online services for startup founders. Berlin, Germany.

We're using FINOM every day ourselves because we believe that we deserve the best. We're improving FINOM every day based on what entrepreneurs wish and desire. And of course, we're going to build more services for those like us. For those whom “enough” is not enough.

About us

Alena Valovaya

Co-founder

4 years in fintech. 13 years in HR, 3 years in Marketing. Сonducts independent coaching with European ECF certification. Lives in Amsterdam, the Netherlands.

That’s why we’ve set up FINOM – a digital solution that helps you create, send and store invoices and electronic invoices. We wanted to build a place where you can grow your business and make money but not waste your time.

About us

Thomas Finan

Co-founder

10+ years managing Customer service teams in a variety of business including fintech and travel. Extensive experience working with entrepreneurs. Lives in London, United Kingdom.

Our goal is to simplify the life of those who provide for half the Europe.

About us

Sergey Petrov

Co-founder

14 years in fintech and finance. Entrepreneur: online store of digital devices, bakery. Amsterdam, the Netherlands.

We are a team of successful, modern, serial entrepreneurs with vast experience in creating IT solutions. We entered banking to become technological challengers.

Ivo
Dimitrov

Alena
Valovaya

Thomas
Finan

Sergey
Petrov

Our clients’ funds are guaranteed up to € 100,000 by the European Deposit Guarantee Fund

  • Our servers are protected and hosted in the European Union

    We comply with the 2016 General Data Protection Rules (GDPR)

  • Your data is protected

    All information and registration data are encrypted before being sent to our servers so that no one can intercept them.

    Access to App with password authorization, PIN, fingerprint and face recognition technologies

  • Your money is protected

    Confirm each online card transaction with a unique one-time password.

    Real-time transaction notifications and an instant balance update